Medicare/Long Term Care
Retirement with a Healthy Dose of Planning
Sure, you have Medicare and savings. But do you have a plan for your long-term care? Spoiler Alert: having kids isn’t a plan...at least not a good one.
Mind the Gap
Most retirees will face healthcare expenses that exceed basic Medicare coverage. Fortunately, there are more ways to fill in coverage gaps than ever before:
Long-Term Care Insurance
Get coverage for extended care expenses like nursing homes, assisted living facilities, and in-home care.
Health Savings Accounts (HSAs)
Make tax-deductible contributions and get tax-free withdrawals to pay for qualifying medical expenses.
Medicare Supplement Insurance
Cover deductibles, copays, coinsurance and other out-of-pocket costs not covered by Medicare.
You can’t predict the health challenges you’ll face in retirement. But you can prepare for them. A Five Pathways Guide will help you navigate the complicated coverage landscape and it won’t take a lifetime to pay for.
Know Your Options
Asset Care, hybrid long term care...become a savvy shopper.
Find the Balance
Weigh costs vs. coverage
Reduce Your Uncertainty
Get some guarantees.
Hope for the Best
Plan for reality.